Decentralized finance protocols, staking, lending, and yield strategies
A Coinbase quantum report pushed DeFi protocols toward emergency cryptographic upgrades on Base while Bitcoin stabilized above $63,000 and Ripple challenged USDC for AI agent payments.
Aave's TVL fell to $11.57B and governance opened a risk framework review after the KelpDAO exploit, while a16z and Paradigm led a $175M onchain credit round and proposed AML rules squeezed DeFi infrastructure.
BUIDL is the largest tokenized treasury fund on-chain at roughly $2.5B in AUM, and most people searching for how to buy it cannot. The actual access path, who qualifies, and what allocators under the $5M minimum should look at instead.