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TVL $42MAPY 5.11%medium riskUpdated Jan 15, 2025

PancakeSwap V3 USDT/USDC 0.01%

Concentrated liquidity stablecoin pool on BNB Chain. Ultra-low fee tier for efficient stablecoin swaps with maximum capital efficiency.

ProtocolPancakeSwap V3
Networkbsc
SymbolUSDT/USDC
CategoryConcentrated Liquidity
Underlying Assets
Contract Address0x92b7807bf19b7dddf89b706143896d05228f3121

What is This Pool?

This PancakeSwap V3 pool enables ultra-efficient trading between Tether USD (USDT) and USD Coin (USDC) on BNB Chain. The 0.01% fee tier is optimal for stablecoin pairs that should trade at near-parity.

Stablecoin Concentrated Liquidity Advantages

For USDT/USDC, concentrated liquidity offers exceptional efficiency:

  • Both assets target $1.00, enabling extreme concentration
  • Positions at 0.9995-1.0005 range achieve maximum efficiency
  • Minimal impermanent loss when pegs are maintained

The 5.11% APY is remarkable for a stablecoin pair, driven by massive trading volume.

Capital Efficiency in Practice

With concentration in a 0.1% range around parity:

  • Capital efficiency approaches 2000x vs traditional AMMs
  • Same liquidity depth as billions in V2-style pools
  • Every dollar works harder, earning more fees

Understanding the 5.11% APY

For a 0.01% fee pool to generate 5.11% APY:

  • Implies approximately 51,100% annual volume turnover relative to TVL
  • Suggests daily volume exceeds $113 million through this pool
  • Driven by arbitrage, stablecoin conversions, and DeFi activity

Volume Sources

This pool captures:

  • Arbitrage between USDT and USDC across venues
  • DeFi protocol flows requiring stablecoin conversion
  • User swaps between stablecoins for various DeFi activities

Position Management

For stablecoin LPs:

  • Minimal active management required under normal conditions
  • Monitor for depeg events which require immediate action
  • Very tight ranges are typically safe for pegged assets

Risks

  • Depeg Risk: If either stablecoin loses peg, concentrated positions suffer severe losses
  • USDT Risk: Tether reserve composition and regulatory concerns
  • USDC Risk: Circle regulatory exposure and banking relationships
  • Concentration Risk: Very tight ranges amplify depeg losses
  • Smart Contract Risk: PancakeSwap V3 protocol
Disclaimer: APY and TVL figures are based on on-chain data and may fluctuate. Past performance does not guarantee future results. DeFi investments carry smart contract, market, and liquidity risks. This content is for informational purposes only and does not constitute financial advice. Always conduct your own research before investing.

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